Terms of Service

Effective Date: March 6, 2026
Last Updated: March 6, 2026

1. Acceptance of Terms

By accessing and using BIZSTACK 商智匯 (“the Website”), operated at bizstackhk.com, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our Website.

2. Description of Service

BIZSTACK 商智匯 provides comparison tools, reviews, editorial content, and guides related to financial products, business services, and software solutions available in Hong Kong. Our content is intended for informational and educational purposes only.

3. Affiliate Disclosure

BIZSTACK participates in affiliate marketing programs. When you click on certain links and make a purchase or sign up for a service, we may earn a commission at no additional cost to you. This financial relationship does not influence our editorial ratings, reviews, or recommendations. For full details, please see our How We Make Money page.

4. Not Financial Advice

The content on BIZSTACK is for general informational purposes only and does not constitute financial, legal, tax, or professional advice. Product comparisons, reviews, and ratings reflect our editorial team’s research and analysis but should not be the sole basis for any financial decision. We strongly encourage you to consult with qualified professionals before making financial decisions for your business.

5. Accuracy of Information

We make reasonable efforts to ensure the accuracy of product information, pricing, and features displayed on our Website. However, financial products and services change frequently. We cannot guarantee that all information is current, complete, or error-free at all times. Product details, fees, rates, and features are subject to change by the respective providers. Always verify current terms directly with the product or service provider before making any decisions.

6. Intellectual Property

All content on this Website, including text, graphics, logos, images, data compilations, comparison methodologies, and software, is the property of BIZSTACK 商智匯 or its content suppliers and is protected by Hong Kong and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without prior written consent.

7. User Conduct

You agree not to: use the Website for any unlawful purpose; attempt to gain unauthorized access to any part of the Website; use automated systems (bots, scrapers) to access the Website without permission; interfere with or disrupt the Website’s functionality; submit false or misleading information through any forms on the Website.

8. Third-Party Links and Services

Our Website contains links to third-party websites and services. These links are provided for your convenience and do not signify our endorsement of such websites. We have no control over the content, privacy policies, or practices of third-party sites. You access linked sites at your own risk and should review their respective terms and privacy policies.

9. Limitation of Liability

To the maximum extent permitted by Hong Kong law, BIZSTACK 商智匯, its owners, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Website, reliance on any information provided, or any transactions conducted through linked third-party services.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region. Any disputes arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of Hong Kong.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after any changes constitutes acceptance of the modified Terms. We encourage you to review this page periodically.

12. Contact Us

If you have any questions about these Terms of Service, please contact us at our Contact page.